N.Y. Comp. Codes R. & Regs. tit. 3 § 4.1
For the purpose of General Obligations Law sections 5-501 and 5-524, and Banking Law sections 108(1), 173(1), 202(1), 235-b, 380-e, 454(6), 510-a(1) and 577(1), and except as otherwise provided by law, the maximum rate of interest to be charged, taken or received, upon a loan or forbearance of any money, goods, or things in action is as follows:
Effective July 1, 1968.. 7. 25% per annum......................................................................................
Effective February 16, 1969.. 7. 50% per annum......................................................................................
Effective August 15, 1973.. 8. 00% per annum......................................................................................
Effective October 11, 1973.. 8. 50% per annum...........................................................................
Effective December 8, 1978.. 9. 50% per annum........................................................................
Effective May 1, 1979.. 9. 75% per annum...............................................................................
Effective August 1, 1979.. 10. 00% per annum.........................................................................
Effective November 1, 1979.. 10. 25% per annum...................................................................
Effective February 1, 1980.. 10. 50% per annum......................................................................
Effective May 1, 1980.. 10. 75% per annum...............................................................................
Effective August 1, 1980.. 11. 00% per annum...........................................................................
Effective November 1, 1980.. 11. 25% per annum.....................................................................
Effective December 1, 1980.. 16. 00% per annum.....................................................................
N.Y. Comp. Codes R. & Regs. Tit. 3 § 4.1