Section 766.104 - Borrower eligibility requirements(a) A borrower must meet the following eligibility requirements to be considered for primary loan servicing:(1) The delinquency or financial distress is the result of reduced repayment ability due to one of the following circumstances beyond the borrower's control:(i) Illness, injury, or death of a borrower or other individual who operates the farm;(ii) Natural disaster, adverse weather, disease, or insect damage which caused severe loss of agricultural production;(iii) Widespread economic conditions such as low commodity prices;(iv) Damage or destruction of property essential to the farming operation; or(v) Loss of, or reduction in, the borrower or spouse's essential non-farm income.(2) The borrower does not have non-essential assets for which the net recovery value is sufficient to resolve the financial distress or pay the delinquent portion of the loan.(3) If the borrower is in non-monetary default, the borrower will resolve the non-monetary default prior to closing the servicing action.(4) The borrower has acted in good faith.(5) Financially distressed or current borrowers requesting servicing must pay a portion of the interest due on the loans.(6) The borrower must not be ineligible due to disqualification resulting from Federal crop insurance violation according to 7 CFR part 718 .(b) Debtors with SA only must:(1) Be delinquent due to circumstances beyond their control;(2) Have acted in good faith.